Legal Options for Teens Injured in Car Accidents

Teenagers are more prone than adults to be involved in car accidents. Should a teen suffer injuries in an accident, they can be entitled legally to compensation. The extent of the injuries and who caused the accident influence these rights. Understanding these options will enable teenagers and their families to act appropriately.

There are obvious signs you need a lawyer after a car accident. Sometimes the insurance company of the at-fault driver might not provide fair compensation. A lawyer can help recover compensation for all medical expenses as well as any damages.

Who Bears Responsibility for the Injuries of a Teen?

Should a teen get injured in a collision brought on by another driver, the insurance of that driver should cover the damages. The teen might be compensated for lost wages (if they work), medical fees, and pain and suffering. Should the at-fault driver lack insurance, a claim might be made using the teen’s own uninsured motorist coverage.

Usually, a teen’s personal insurance policy covers the damages when they are to blame for the crash. Should the youngster be under 18, the parents could also bear some responsibility. Parental liability laws, which hold parents financially responsible for the behavior of their teenagers, are applicable in some states.

Filing an Insurance Claim

Notifying the insurance company of an accident marks the first step to take.
Should another driver be responsible for the accident, the teen’s attorney can negotiate with their insurance company.
Should the insurance company deny or undervalue the claim, legal action may be necessary.

Legal Action Against the At-Fault Driver

Should the settlement from an insurance company be insufficient, the teen might have to sue. Beyond what insurance covers, a personal injury lawsuit can assist in cost recovery. This covers emotional distress as well as long-term medical treatment.

A lawyer will compile evidence showing the other driver’s fault.
Key pieces of evidence include medical records and accident reports.
The teenagers’ claim can be supported by witness statements.

What If the Teen Was a Passenger?

Should a teenager be hurt while riding in a car driven by another teen, they can file a case against the insurance of the driver. If the driver was intoxicated or reckless, additional legal action may be taken. Parents should always verify the insurance coverage of any car their teen is driving.

Legal Action for Dangerous or Defective Vehicles

Occasionally, a car defect causes an accident. Should a teen be hurt due to an airbag or brake malfunction, they might have a case against the manufacturer. A lawyer can help determine whether a product liability claim is viable.

The car’s defect must have directly caused the injuries.
The manufacturer or dealer may be held responsible.
Medical bills and repair costs can be part of compensation.

What Happens if a Teen Causes Serious Harm?

If a teen driver causes significant property damage or injuries, they could face a lawsuit. Extreme circumstances can call for criminal charges. Legal repercussions can be serious if intentional or reckless behavior is involved, such as street racing.